Do you know the costs and coverage of your long-term care insurance?

Take a good look when you get the premium rate renewal notice for next year.

“Just last week I saw a 219% increase letter,” says Jake Bates, director of sales for Fortified Life. “Some have stayed moderate, but many other policies are seeing these astronomical increases of 100% or more.”

It’s not uncommon for people to plan for long-term care needs in their 50s, so these policies have often been in place for 20 years or more.

“I’ve met with many people who don’t really know what these policies will cover, even though they’ve been making a significant investment over the decades,” Jake explains.

Jake often reviews policies to help people understand them and how they can fit into Fortified Life, which offers coverage for future long-term care needs and includes a unique wellness component with a lifestyle coach for active aging; plus, there’s no elimination period nor maximum cost or number of days covered.

“Doing your research sooner rather than later is always better,” Jake says. “I never want to hear anyone say they wish they’d known about this sooner.”

Call (319) 260-4267 to schedule an appointment with Jake. The Fortified Life office is inside Jorgensen Plaza next to the reception desk.